Debt Advisors Melbourne

When it comes to managing and reducing debt, having an expert by your side is vital. Specialising in debt recycling and debt reduction, PCR can help you pay off your debts sooner so you can be on the path to financial freedom. Our debt advisors will assist you in understanding and managing the complexities of debt recycling and support you in making the right decisions for your financial future.
—— Manage your debts the right way

Our debt advisors will provide you with:

  • Honest debt advice
  • Clear communication
  • Tailored debt recycling plans
  • Professional service

Through strategic debt recycling, our team of specialist debt advisors can feel confident and in control of your company’s finances. Be sure to also ask about our profit maximisation, budget planning and superannuation services so you can make the most of your money.

What is Debt Recycling?

In simple terms, debt recycling is the process of replacing non-tax deductible debts (like a home loan) with tax-deductable investment debt. This essentially enables you to pay debts off quicker, ultimately reducing interest costs and helping you build wealth simultaneously.

While debt recycling isn’t a one size fits all solution and does pose some risks if not thoroughly planned by a professional, it’s a great tool to utilise. To assess whether debt recycling is a viable option, we will work with you to understand your circumstances, assets, business setup and financial goals.

Debt Solutions Melbourne

We provide administrative, compliance, accounting and debt advisory services to help you manage debt efficiently and effectively.

Our services can assist you with:

  • Debt recycling
  • Accessing tax benefits
  • Loan and debt consolidation
  • Paying debts off sooner
  • Creating a debt action plan
  • Debt compliance & administration
Why choose PCR?
We are an honest, no nonsense debt advisory and coaching team who tell it like it is.
We help you to manage your business debts legally, efficiently and effectively.
We work with you to implement debt recycling and strategies for financial freedom.

Debt Recycling and Wealth Building

Being in debt doesn’t mean you can’t build wealth at the same time. Utilising effective debt recycling means you’re able to continue building your wealth and expanding your small business without feeling weighed down by what you owe.

For the right borrower, under the right circumstances, debt recycling can be very beneficial. It offers a way to build a solid investment portfolio while paying non-tax deducible debts like the mortgage on your home. You’ll be able to save on tax and access assets you may not have been able to prior, all while generating a passive income through your investments.

Leading the Way in Debt Reduction Strategies

As a leading debt reduction advisor in Melbourne, PCR Accounting & Advisory are well equipped to help businesses manage, consolidate and reduce debt.

With business costs on the rise, many small businesses are turning to loans and credit cards to keep up. While taking out a loan or having a credit card is not inherently problematic, it can become difficult to manage and overwhelming without the right debt management strategies in place.

Our debt advisors can asses your situation and provide dedicated debt reduction strategies that sabe you paying exorbitant interest and get you back on top of your finances.

Don’t let your future down with a poor approach to your debts. Simply get in touch with our team of debt advisors at PCR Accounting & Advisory and ask us how our debt recycling and debt reduction services can improve your financial situation and safeguard your future.

Owner of PCR Accounting & Advisory, Peter Marmara-Stewart is a SAPEPAA foundation member and accredited advisor specialising in strategic business advice, asset protection & structuring and cashflow maximisation. Click here to find out more.

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Call 03 9847 7516


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    Melbourne: 03 9847 7516

    Morwell: 03 5134 1778



    Suite 98, Level 27/101 Collins St, Melbourne VIC 3000

    26 Buckley Street, Morwell Vic 3840