Independent Investment Advisors in Melbourne
At PCR Accounting & Advisory, we provide independent, fee-only investment advice for high-income earners, business owners, family groups, companies and trusts across Melbourne. We combine investment strategy with in-house tax expertise so every decision you make is structured to build wealth, protect assets and keep more money in your pocket.
Melbourne's Trusted Investment Advisers
Personalised Investment Advice With Independent, Ongoing Support
Managing investments alongside a business, a family, or retirement planning can feel like a lot to carry. PCR’s Melbourne investment advisers take the pressure off with clear, independent advice that adapts to your needs at every stage of life.
Our services cover investment portfolio analysis, strategic asset allocation, risk management, tax-effective investment planning, retirement investment strategies, and goal-based advice.
Your Partner in Building Long-Term Wealth
You shouldn’t need to be a financial expert to make great investment decisions. With PCR as your investment adviser, you stay focused on what matters most—while we handle the strategy, structure, and ongoing management of your portfolio.
Independent Advice. Smarter Outcomes.
What Sets PCR Apart as Investment Advisors
Finding the right investment adviser means finding one who works for you, not for a product provider. At PCR, we deliver:
Our advice is 100% independent. We don’t receive commissions or incentives from product providers. You can trust that every recommendation is made purely in your interest.
Investment advice without tax strategy is incomplete. Our in-house accounting and advisory expertise means we structure every investment decision to minimise your tax exposure and maximise after-tax returns.
We look beyond individual investments to understand your full financial picture—including superannuation, trusts, business assets, and estate planning—to ensure every piece works together.
Whether you’re building a portfolio for the first time, managing an inheritance, or planning for retirement, we provide relevant, timely advice that evolves with your circumstances.
Markets change. Life changes. We conduct regular portfolio reviews to ensure your investment strategy stays aligned with your goals and adapts to shifting conditions.
An Investment Advisory Firm Trusted by Melbourne Families and Business Owners
Why Choose PCR as Your Investment Adviser?
We provide honest, independent, fee-only investment advice—with no hidden agendas
We combine deep tax expertise with investment strategy to help you keep more of what you earn
We offer personalised, one-on-one advice tailored to your goals and financial circumstances
Advice That Covers the Full Investment Landscape
What Do Our Investment Advisory Services Include?
Whether you’re just starting to invest or managing a complex, multi-asset portfolio, PCR provides guidance across the full spectrum of investment options and strategies — all tailored to your situation.
- Investment portfolio analysis and performance review
- Strategic asset allocation based on your risk profile and time horizon
- Tax-effective investment planning and structuring
- Retirement investment strategies and drawdown planning
- Shares and equities — Australian and global, ETFs, LICs and LITs
- Property investment — direct property, REITs and unlisted property trusts
- Fixed income — bonds, interest-bearing investments and fixed income ETFs
- Alternative assets — ESVCLPs, VCLPs, peer-to-peer lending and mortgage funds
- Intergenerational wealth planning and family investment structures
- Goal-based advice for property acquisition, education funding, or early retirement
Our clients often come to us at pivotal moments when getting the right advice can make a significant difference to their financial future. We provide investment guidance during critical life events including:
- Starting, growing or exiting a business
- Planning for or approaching retirement
- Receiving an inheritance or managing intergenerational wealth
- Responding to a significant income increase, bonus, or windfall
- Restructuring finances after marriage or divorce
- Managing debt or improving cash flow
- Improving the tax efficiency of an existing investment portfolio
An Investment Strategy That Works as Hard as You Do
Choose PCR and get more than just investment advice—get a dedicated partner committed to your financial future. From your first consultation through to ongoing portfolio reviews, we’re with you every step of the way. Call us today on 03 9847 7516 or enquire online.
Owner of PCR Accounting & Advisory, Peter Marmara-Stewart is a SAPEPAA foundation member and accredited advisor specialising in strategic business advice, asset protection & structuring and cashflow maximisation. Click here to find out more.
Investment Advice FAQs
A fee-only investment advisor charges directly for their advice rather than earning commissions from financial products. This means their recommendations are based entirely on what’s best for you—not what earns them the most. PCR operates on a fee-only basis, so you always know exactly what you’re paying for and why.
Unlike many financial advisers, PCR combines genuine investment expertise with deep in-house tax and structuring knowledge. We’re not tied to any product providers or platforms, so our advice is completely independent. We also look at your full financial picture—business interests, superannuation, trusts, and estate planning—rather than just your investment portfolio in isolation.
We provide guidance across a broad range of asset classes including Australian and global shares, ETFs, listed investment companies and trusts, direct property, REITs, fixed income, and alternative assets such as venture capital partnerships (ESVCLPs and VCLPs), mortgage funds, and peer-to-peer lending.
The best time is before a major financial decision—but it’s never too late to optimise your position. Key moments include receiving an inheritance or windfall, selling a business, approaching retirement, restructuring after a divorce, or simply wanting to make your existing investments work harder. The earlier you start planning, the better your long-term outcomes.
No. While we often work with high-income earners, business owners, and those managing significant assets, we also help clients who are earlier in their investment journey. The right time to get advice is when you’re ready to invest with intention, regardless of the dollar amount.